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INTEGRATED REPORT
INTEGRATED
REPORT
As permitted by the International
Framework, this Annual Report features a dedicated Integrated Report section, followed by Financial Statements and Supplementary Information. Structured per the Framework’s guiding principles and content elements, it provides a balanced view of our value creation process. As affirmed in the Annual Report of the Board of Directors on page 4, due diligence has been exercised to ensure its integrity, accuracy, and relevance to all stakeholders. -
FINANCIAL STATEMENTS
FINANCIAL
STATEMENTS
The Financial Statements, including Accounting Policies and notes, fully comply with relevant Accounting Standards, providing a true and fair view of the Bank’s performance, financial position, equity changes, and cash flows. As confirmed in the Auditor’s Report, they are free from material misstatements. The Independent Auditor’s Report affirms an unmodified opinion on these Financial Statements.
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SUPPLEMENTARY INFORMATION
SUPPLEMENTARY
INFORMATION
This section provides supplementary disclosures enhancing the Bank’s financial and non-financial reporting. It includes governance, compliance, sustainability disclosures, assurance reports, and key financial data, ensuring transparency and accountability. These annexures offer stakeholders insights aligned with best practices.
- Annex 1: Compliance with Governance Directions, Rules and Codes
- Annex 2: Basel III – Disclosures under Pillar III as per the Banking Act Direction No. 01 of 2016
- Annex 3: GRI Content Index
- Annex 4: Our Sustainability Footprint
- Annex 5: Disclosures Relating to Sustainability Accounting Standard for Commercial Banks
- Annex 6: Independent Assurance Reports
- Annex 7: The Bank’s Organisation Structure
- Annex 8: Financial Statements (US Dollars)
- Annex 9: Correspondent Banks and Agent Network
- Annex 10: Glossary of Financial and Banking Terms
- Annex 11: Acronyms and Abbreviations
- Annex 12: Alphabetical Index
- Annex 13: Index of Figures, Tables and Graphs
- Notice of Meeting – 56th Annual General Meeting
- Circular to the Shareholders on the First and Final Dividend for 2024
- Notice of Meeting – Extraordinary General Meeting
- Circular to Shareholders Pertaining to the Proposed Issue of Debentures
- Stakeholder Feedback Form
- Corporate Information


Integrated Report
Leadership
Senior Management
Managing Director/Chief Executive Officer's and Chief Financial Officer's Statement of Responsibility
Independent Assurance Report - Internal Control
Corporate Banking


Prasad Fernando
Head of Imports

Lawrian Somanader
Head of Exports

Tharinda Jayawardana
Head of Investment Banking and Research

Geehan Jayawickrama
Chief Manager – Corporate Banking

Mrs Ruvini Samarasinghe
Chief Manager – Foreign Operations

Lakmal Subasinghe
Chief Manager – Corporate Banking

Pubudu Perera
Chief Manager – Corporate Banking (Deceased)

Himaru Kulawardene
Chief Manager – Corporate Banking

Mohan Liyanapatabendi
Chief Manager – Corporate Banking
Personal Banking

Sanath Perera
Senior Regional Manager – Colombo Inner

Shanthapriya Withanage
Senior Regional Manager – Greater Colombo (pre-maturely retired on February 07, 2025)

Mrs Nelum Wasala
Head of Centralised Credit Processing

Michael De Silva
Chief Manager – Centralised Credit Processing

Ms Dharshini Gunatilleke
Chief Manager – Centralised Credit Processing

Chamenda Kalugamage
Regional Manager – Uva Sabaragamuwa

Roshan Peiris
Regional Manager – Southern

Arulumpalam Jeyabalan
Regional Manager – Northern

Mrs Nimalka Wickremarachchi
Regional Manager – Colombo Outer

Aruna Tennakoon
Regional Manager – Colombo North

Athula Palletenna
Regional Manager – South Western

Asela Leuwanduwa
Regional Manager – Colombo South

Chaminda Ganegoda
Regional Manager – Central

Roshan Fernando
Regional Manager – Wayamba

R Kajaruban
Regional Manager – Eastern
Treasury

Mrs Chandrima Leelaratne
Head of Treasury Processing

Hemal Jayasekara
Chief Dealer – ALM

Chirantha Caldera
Chief Dealer – Treasury Sales
Support Services

Tilak Wakista
Head of Premises

Mrs Pushpa Chandrasiri
Head of Human Resource Management

Nishantha De Silva
Head of Card Centre

Harendra Ranasinghe
Head of Security and Safety

Mrs Varuni Egodage
Head of Legal

Upul Perera
Head of Central Systems Support

Ms Sunari Dandeniya
Chief Information Security Officer

Dr Shanthikumar Fernando
Chief Manager – Research and Development

Priyantha Perera
Chief Manager – Super Market Banking

Mohan Fernando
Chief Manager – SME Banking

Jagath Weerasinghe
Chief Manager – IT (Resigned on January 31, 2025)

Dushmantha Jayasuriya
Chief Manager – Retail Products

Buddhika Gunawardana
Chief Manager – Information Technology

Pramith Rajapaksha
Company Secretary

Rasika Perera
Chief Manager – Staff Development Centre

Mahela Perera
Chief Manager – Credit Supervision and Recoveries

Asanka Wijayasinghe
Chief Manager – Retail Credit Approval

Mrs Aparna Jagoda
Chief Manager – Marketing

Mrs Dilrukshi De Silva
Chief Manager – AML/Compliance

Thushara Yatawara
Chief Manager – IS Audit

Ms Vathsala Wijekoon
Chief Manager – Planning

Mrs Chathurani Rajamuni
Chief Manager – Inspection

Ms Jalika Hewagama
Chief Manager – Customer Experience

Mrs Deepika Vidanagamage
Chief Manager – Operations

Mrs Pushpa Jayaweera
Chief Manager – Legal

Rangika Rodrigo
Chief Manager – Procurement

Keerthi Mediwake
Chief Manager – Data Governance

Thushara Thomas
Chief Manager – Central Cash

Shaliya Weeratunge
Chief Manager – Integrated Risk Management

Roy Adikaram
Chief Manager – Premises

Mrs Chandima Dangolle
Chief Manager – Finance

Mrs Kamalini Ellawala
Chief Manager – Sustainability, Women Banking and CSR

Seevali Wickramasinghe
Chief Manager – Card Centre

Mrs Deepthi Denagama
Associate Principal Engineering Manager – IT R&D

Sampath Abeywickrema
Senior Engineering Manager – IT R&D

Mrs Apsara Wellappili
Senior Engineering Manager – IT R&D

Mrs Nadika Nagahawatte
Senior Engineering Manager – IT R&D

Neelaka Aluthge
Senior Engineering Manager – IT R&D

Iranjith Bandara
Senior Engineering Manager – IT Operations

Mark De Zoysa
Senior Engineering Manager – IT Operations

Hasitha Nanayakkara
Senior Engineering Manager – IT Operations

Ms Menaka Rajapakse
Senior Business Transformation Lead – IT R&D

Bhagya Botejue
Head of Programme Management Office – IT R&D

Damith Chanaka
Senior Engineering Manager – IT Support Services
Bangladesh Operations

Najith Meewanage
Chief Executive Officer

Kasun Herath
Deputy Chief Executive Officer and Chief Operating Officer

Mahmud Hossain
Deputy Chief Executive Officer and Head of Corporate Banking

Binoy Gopal Roy
Chief Financial Officer

Haily Algewatte
Chief Risk and Investment Strategy Officer

Shakir Kushru
Senior Assistant General Manager – Personal Banking

Ms Fatema Zohara
Assistant General Manager – Corporate Banking

Kazi Mashqur Ur Rahim
Assistant General Manager – Head of Corporate Sales

Asaduzzaman Asad
Assistant General Manager – Treasury (Asset Liability Management)
Subsidiary Operations (Local)

Nalin Gunatunga
Chief Executive Officer – CBC Tech Solutions Limited
Subsidiary Operations (Foreign)

Elmo Sooriyaarachchi
Managing Director/Chief Executive Officer – Commercial Bank of Maldives Private Limited
