My Report
SUPPLEMENTARY INFORMATION
Annex 5: Disclosures relating to Sustainability Accounting Standard for Commercial Banks
Managing Director/Chief Executive Officer's and Chief Financial Officer's Statement of Responsibility
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Independent Assurance Report - Internal Control
Standard used: Industry Standard | Version 2023-12
| Topic | Accounting Metric | Code | Disclosure |
| Data Security | Description of approach to identifying and addressing data security risks | FN-CB-230a.2 | Internet of things and cyber security |
| Data security and privacy | |||
| Strengthening Data Governance | |||
| Financial Inclusion and Capacity Building | (1) Number and (2) amount of loans outstanding that qualify for programmes designed to promote small business and community development | FN-CB-240a.1 | Graph – 17: Composition of loans granted by the Bank to SME Sector |
| Number of participants in financial literacy initiatives for unbanked, underbanked, or underserved customers | FN-CB-240a.4 | Figure – 27: Financial Inclusion and Skill Development Programmes | |
| Incorporation of Environmental, Social, and Governance Factors in Credit Analysis | Description of approach to incorporation of environmental, social and governance (ESG) factors in credit analysis | FN-CB-410a.2 | Responsible Financing |
| Environmental and social management System | |||
| Group Social and Environmental Policy | |||
| Social and Environmental Risk | |||
| Financed Emissions | Gross exposure for each industry by asset class | FN-CB-410b.2 | The Bank signed a Memorandum of Understanding (MOU) with Partnership for Carbon Accounting Financials (PCAF) and is in the process of calculating financed emissions. |
| Business Ethics | Total amount of monetary losses as a result of legal proceedings associated with fraud, insider trading, antitrust, anti-competitive behavior, market manipulation, malpractice, or other related financial industry laws or regulations | FN-CB-510a.1 | Review of operational risk |
| Graph – 56: Composition of losses – 2024 | |||
| Graph – 57: Losses by number of events | |||
| Graph – 58: Losses by number of value | |||
| Description of whistleblower policies and procedures | FN-CB-510a.2 | Code of Business Conduct and Ethics (principle D.6) | |
| Whistleblower’s charter |